United Bank for Africa (UBA) Plc has restated its unwavering commitment to the support of businesses and financial inclusion in Africa through its array of consumer lending products.
UBA has further deepened its consumer lending product offerings with the aim of delivering services that will empower the customers, thus stimulating economic growth on the continent.
Head, Consumer Lending, UBA Plc., Anant Rao said;
“The bank focuses on the critical aspect in line with its customer. The first philosophy is to ensure that the customers are delighted at every touch-point.”
“UBA takes consumer lending very important because of the active role in plays in economic development. At UBA, we recognize that customers are important to economic growth.”
“Therefore, our various offerings are positioned to support them in this regard. These loans have been developed by the bank in line with its purpose to meet the financial needs of customers and to be a part of their daily lives.“
“And this is why consumer lending is very essential to us, as it is the category of financing centered on individual and household consumers, which includes personal loans extended to people who use the funds for individual or family purposes as well as home and auto loans; and so.”
“Today in UBA, we make the following loan products available to our customers: UBA Personal Loan; Credit Card; Advance to Pensioners; Education Loan; Auto Loan; Asset Finance; Insurance Premium Financing; UBA Mortgage among others.”
“Available to all salaried customers, the Click Credit product is an instant loan with no form of documentation, paperwork or queues and is available within seconds of request. In fact, anybody who owns a mobile phone can borrow from UBA.”
“The product can also be accessed via USSD, Leo, U-Mobile and Internet Banking. UBA will use consumer credit as a means to satisfy the full range of a family’s financial needs and aspirations across Africa.”
“The innovations that drive the bank’s business include Mobile Banking, Internet Banking, USSD, LEO, Kastle among others.”